DOU 14/10/2025 - Diário Oficial da União - Brasil
Documento assinado digitalmente conforme MP nº 2.200-2 de 24/08/2001,
que institui a Infraestrutura de Chaves Públicas Brasileira - ICP-Brasil.
Este documento pode ser verificado no endereço eletrônico
http://www.in.gov.br/autenticidade.html, pelo código 05302025101400113
113
Nº 196, terça-feira, 14 de outubro de 2025
ISSN 1677-7069
Seção 3
1881816413); Jesus Del Valle Noguera Villasana (NB: 7152702960, CPF: 110*****77);
Maria Rabelo de Farias (NB: 1262532504, CPF: 518*****49, Protocolo: 1740217525);
Joyce Ferreira Guedes (NB: 2075617362, CPF: 059*****00, Protocolo: 2017048647);
Samara Moreira da Silva (NB: 2089974413, CPF: 700*****70, Protocolo: 2111019874);
Carina Andrade Cabral (NB: 2086330060, CPF: 080*****24); Josivania Pires (NB:
2120397621, CPF: 053*****28); Dayane Rodrigues de Alcantara (NB: 2075617001, CPF:
706*****60); Egisana Matos Alves (NB: 1261927548, CPF: 557*****15, Protocolo:
1864625645); Railane da Silva Mendes (NB: 2114690533, CPF: 099*****98); Jose Luis da
Silva (NB: 7030646054, CPF: 090*****54); Edilson Oliveira dos Santos (NB: 1306942966,
CPF: 014*****31); Deusivana Maria Coelho Lopes (NB: 7044035362, CPF: 251*****15);
Benedito Silva Santos (NB: 5465162437, CPF: 545*****04, Protocolo: 1781753302);
Marieta Maria de Lemos (NB: 7026810562, CPF: 714*****74); Mario Guilherme da Costa
(NB: 7039203910, CPF: 932*****87); Maria Laura Vila Nova Xavier (NB: 7021811196, CPF:
627*****34); Maria Josefa da Conceicao (NB: 7039201020, CPF: 485*****00); Marleide
Nares de Amorim (NB: 2018501407, CPF: 735*****20); Maria Angela da Silva (NB:
7035126806, CPF: 101*****06); Manoel Vicente da Silva Filho (NB: 7036044137, CPF:
127*****25); Manoel Francisco de Lima (NB: 7036586150, CPF: 772*****04); Vitoria
Rocha Bandeira (NB: 2068860150, CPF: 049*****64); Rayane Costa Soares (NB:
2089913082, CPF: 035*****05); Joao Teixeira (NB: 7151237201, CPF: 376*****72,
Protocolo:
1651615681); Pascual
Avelino Andarcia
Marin
(NB: 7118777812,
CPF:
708*****00, Protocolo: 1996004894); Zoe da Rosa Garcia (NB: 1138869721, CPF:
268*****20); Gilvane Paulo Freitas (NB: 6141726104, CPF: 816*****87, Protocolo:
196053017);
Tulio Jose
Cordova
(NB:
7110581420, CPF:
709*****81,
Protocolo:
1493654177); Maria Luisa Ortiz Gonzalez (NB: 7137447890, CPF: 713*****52, Protocolo:
373413379); Eunice Fatima Jesus Cardoso (NB: 5356124534, CPF: 059*****20, Protocolo:
852547720); Maria Magdalena Marron de Marcano (NB: 7152888010, CPF: 713*****90,
Protocolo: 1461280935); Eloiza da Luz dos Santos (NB: 2036152117, CPF: 033*****60);
Zenita Safanelli (NB: 7134140440, CPF: 009*****03, Protocolo: 385690709); Denise
Pinheiro de Moraes
(NB: 1082620910, CPF: 534*****34,
Protocolo: 225574856,
Representante Legal: Maria Deusadeth da Silveira Pinheiro, CPF 000*****00); Maria D
Ajuda Alves da Silva (NB: 7134142095, CPF: 001*****99, Protocolo: 1564981964); Maria
Aparecida Brusque
(NB: 1162604350, CPF: 700*****56,
Protocolo: 1285190948,
Representante Legal: Eva Scotini, CPF 609*****34); Terezinha Romao da Silva (NB:
7127166162, CPF: 367*****15, Protocolo: 237764080);
Antonio de Oliveira (NB:
7148806764, CPF: 487*****20, Protocolo: 1366620739); Raimunda Lucia Angelo Silva (NB:
1854312518, CPF: 496*****53, Protocolo: 1251990488); Antonio Eduardo Ferreira Martins
(NB: 7112696357, CPF: 955*****34); Afonsa Felix (NB: 5527111202, CPF: 277*****09,
Protocolo: 1973527623); Severino Manoel de Souza (NB: 7037583546, CPF: 082*****59);
Adriano Dias dos Santos (NB: 1032427881, CPF: 860*****19, Protocolo: 2089797523,
Representante Legal: Isabel Maria Dias, CPF 000*****00); Maria Catharina Paolin Colodel
(NB: 2288727394, CPF: 031*****78); Luis Correa da Conceicao (NB: 7104463357, CPF:
561*****68, Protocolo: 602177429); Jose Bento da Silva (NB: 7129899566, CPF:
885*****87, Protocolo: 1022249534); Joaquim de Carvalho Pimenta (NB: 7131140458,
CPF: 234*****33, Protocolo: 902574370); Gilmar Drumond Goncalves (NB: 7089190251,
CPF: 457*****87, Protocolo: 869779222); Genilson Goncalves da Silva (NB: 7132573927,
CPF: 409*****00, Protocolo: 434664795); Carlos Alberto da Silva (NB: 7088916585, CPF:
459*****34, Protocolo: 1254930558); Carlos Alberto da Silva (NB: 7088916585, CPF:
459*****34, Protocolo: 961202921); Manuel Joaquim Pereira da Silva (NB: 7129674785,
CPF: 214*****01, Protocolo: 2131184061); Carlos Alberto da Silva (NB: 7088916585, CPF:
459*****34, Protocolo: 7088916585); Eduardo Rodrigues de Siqueira Cavalcanti (NB:
5477528750,
CPF:
332*****45,
Protocolo:
2105660316);
Leonardo
Lipani
(NB:
7130445522, CPF: 471*****53, Protocolo: 1783553376); Zeli Barcelos (NB: 7141227386,
CPF: 318*****87, Protocolo: 968552701); Nilda Veloso Ficher (NB: 7130306824, CPF:
011*****74, Protocolo: 970126950); Antonio dos Anjos Carvalho (NB: 7145215803, CPF:
381*****53, Protocolo: 515297413); Willian Nunes da Silva (NB: 7036988283, CPF:
054*****25, Protocolo: 1963061364, Representante Legal: Clarice de Arruda Nunes, CPF
010*****50); Dionir Barros de Oliveira (NB: 6174443926, CPF: 718*****04, Protocolo:
1715346266); Dionir Barros de Oliveira (NB: 6174443926, CPF: 718*****04, Protocolo:
1715346266); Ubiraci de Souza (NB:
1391958524, CPF: 787*****87, Protocolo:
789460163); Cleomenes David de Sousa Filho (NB: 1905757023, CPF: 215*****72,
Protocolo: 420615400); Maria Benedita de Morais (NB: 0817002812, CPF: 231*****15,
Protocolo: 118515249); Maria da Penha de Oliveira (NB: 2288941736, CPF: 254*****16);
Maria Lucimar Coelho da Silva (NB: 2289071107, CPF: 019*****60); Maria Iraci da
Conceicao (NB: 1200625584, CPF: 979*****20, Protocolo: 1262681475); Agenor Santos
Souza (NB: 7140909459, CPF: 126*****04, Protocolo: 1205956472); Jose Geraldo Massa
(NB: 7147443838, CPF: 264*****20, Protocolo: 1103140722); Stanley Daltton da Silva (NB:
1683828353, CPF: 093*****07, Protocolo: 793284654); Jose Ermelindo Gomes (NB:
7140524204, CPF: 043*****12, Protocolo: 1102768414); Bianca Rodrigues Ladislau (NB:
5508292485, CPF: 057*****21, Protocolo: 2061421228, Representante Legal: Tais dos
Santos Rodrigues, CPF 044*****22); Sandro Pereira dos Santos (NB: 6117660808, CPF:
459*****15, Protocolo: 2066756132); Wesley de Freitas Ribeiro (NB: 7011836919, CPF:
077*****23, Representante Legal: Nascilia Sousa de Freitas, CPF 031*****92); Pedro
Paulo da Silva (NB: 5311738568, CPF: 476*****53); Angelino Vieira Fernandes (NB:
1361270206, CPF: 245*****87); Maria Das Gracas Bernardo Ramos (NB: 7131144860, CPF:
168*****12, Protocolo: 645763658); Noraide da Silva Freitas (NB: 7131145158, CPF:
071*****71, Protocolo: 959077300); Maria Matilde de Azevedo Silva (NB: 7131215369,
CPF: 060*****76, Protocolo: 64848222); Jose Nilson Barbosa de Oliveira (NB: 5487520573,
CPF: 016*****88, Protocolo: 1124639985); Inocencio Figueira Noronha (NB: 5350879320,
CPF: 505*****34, Protocolo: 1791367543); Geraldo Assis dos Santos (NB: 6148368890,
CPF: 744*****72, Protocolo: 415138326); Humberto Gomes de Oliveira (NB: 0601953673,
CPF: 404*****87, Protocolo: 20088332); Josefa Maria Silva (NB: 7127024457, CPF:
387*****87, Protocolo: 116262258); Teresa Maria de Magalhaes Abreu (NB: 7133514134,
CPF: 077*****00, Protocolo: 1161703948); Nair Aucelli
da Cruz de Franca (NB:
7131141594, CPF: 047*****03, Protocolo: 365567873);
Luciano Gomes Silva (NB:
5391037472, CPF: 271*****82, Protocolo: 1161563619); Josivaldo Paulino da Silva (NB:
1338879518, CPF: 071*****88, Protocolo: 1562452357, Representante Legal: Rozana
Maria da Silva, CPF 049*****25); Damares Alves de Melo (NB: 7131140385, CPF:
020*****60, Protocolo: 2051811249); Marvyn da Silva Duarte (NB: 1138741474, CPF:
134*****95, Protocolo: 1155808965, Representante Legal: Maria Helena da Silva, CPF
023*****00); Alex Gabriel Marcelino da Silva (NB: 6460516263, CPF: 703*****97,
Protocolo: 242506405); Francisco Ferreira (NB: 5436655340, CPF: 304*****00, Protocolo:
843326708); Maria da Gloria Marinho Leite (NB: 7157453305, CPF: 060*****05,
Protocolo: 1125071445); Izabel de Sousa Lisboa (NB: 1057865858, CPF: 025*****20,
Protocolo: 790562294); Maria Odete Fochesatto Bonadiman (NB: 1556072519, CPF:
543*****91, Protocolo: 1949959389); Eny de Lacerda Cruz (NB: 7149505822, CPF:
222*****00, Protocolo: 803514249); Pierre Paul Vandenbroucke (NB: 7142369974, CPF:
055*****44, Protocolo: 804569903); Ana Suely Cavalcante Oliveira (NB: 0841792615, CPF:
336*****15, Protocolo: 1506660693); Maria Veronica Lyra Swain (NB: 7155665941, CPF:
343*****34, Protocolo: 1066994266); Priscila Thomas Kintino (NB: 7215784607, CPF:
701*****98, Protocolo: 1319112561); Maria Helena de Souza (NB: 7005041411, CPF:
836*****87, Protocolo: 616879884); Reinaldo de Jesus Sobrinho (NB: 6040604194, CPF:
590*****49, Protocolo: 1484010829); Maria Cildete Alves da Costa (NB: 6196833867, CPF:
035*****90, Protocolo: 2016796074); Pedro Paulo Soares (NB: 7132449606, CPF:
020*****06, Protocolo: 739771374); Marilda Gomes Fernandes (NB: 7128577522, CPF:
375*****43, Protocolo: 1187895117); Nelson Secundino de Oliveira (NB: 7118856720,
CPF: 615*****20, Protocolo: 334575636); Sizino Luiz de Santana (NB: 7140615021, CPF:
239*****04, Protocolo: 180660179); Adeuide Oliveira Assuncao (NB: 7131139522, CPF:
396*****53, Protocolo: 1842515298); Paulo Tsuyoshi Noda (NB: 7142610345, CPF:
190*****15, Protocolo: 1521817642); Valter Luiz Cisi (NB: 6158359150, CPF: 063*****05,
Protocolo: 1799728353); Pedro Jose de Souza Silva (NB: 0864262388, CPF: 529*****87,
Protocolo: 341965866); Carlindo Izidio dos Santos (NB: 7142603276, CPF: 696*****20,
Protocolo: 1282467314); Eunides Batista de Oliveira (NB: 5463727615, CPF: 866*****00,
Protocolo: 214255030); Josemar Joca da Silva (NB: 1114570297, CPF: 040*****08,
Protocolo: 16423881); Laudeni Maria da Silva (NB: 1405459430, CPF: 286*****72,
Protocolo: 534082065); Adilson Donizete Gomides (NB: 5330003993, CPF: 039*****00,
Protocolo: 1063956650); Maria Prazeres dos Santos (NB: 5536428000, CPF: 136*****50,
Protocolo: 779298453); Wagner Raszeja (NB: 5052078168, CPF: 028*****16, Protocolo:
2031266065); Amarilis Solis Gaspar (NB: 5420126911, CPF: 008*****80, Protocolo:
524120618); Amarilis Solis
Gaspar (NB: 5420126911, CPF:
008*****80, Protocolo:
524120618); Paulo Georgio Roberio (NB: 7156172396, CPF: 075*****38, Protocolo:
43873192); Graham Michael Lewis Taylor (NB: 7156035992, CPF: 016*****77, Protocolo:
246728502); Maria
Ferreira Lima
(NB: 1156912838,
CPF: 550*****15,
Protocolo:
2102158931);
Mbungu
Nsimba
(NB:
7157527520,
CPF:
051*****73,
Protocolo:
185130517); Yuri Djalma Sousa Costa (NB: 1054636530, CPF: 515*****15, Protocolo:
670365552, Representante Legal: Iranildy Ferreira de Sousa, CPF 000*****00); Daniela
Sousa Fernandes (NB: 7105437260, CPF: 013*****90, Protocolo: 677034856); Davi Souza
da Costa Filho (NB: 7030128185, CPF: 544*****72, Protocolo: 790040716); Mauricio
Oliveira de Souza (NB: 1321339787, CPF: 017*****60, Protocolo: 320929200); Luciano
Rodrigues Boa de Freitas (NB: 1876364197, CPF: 067*****59, Protocolo: 930096100);
Hanniella Karollinny
Falosino Reis (NB:
1301593998, CPF:
019*****27, Protocolo:
512639565, Representante Legal: Joelma Folosino, CPF 782*****91); Jaaziel Avelino de
Souza (NB: 6370441817, CPF: 082*****51); Felipe Clarindo Oliveira da Silva (NB:
6281820197, CPF: 070*****93); Valmir de Oliveira e Silva (NB: 7090742645, CPF:
330*****91, Protocolo: 16154081); Angelita Lima de Souza (NB: 1131768687, CPF:
580*****20, Representante Legal: Maria Ediana Lima de Souza, CPF 174*****34); Dalila
de Souza Moraes (NB: 7090693334, CPF: 077*****43, Protocolo: 1656685608); Luiz Carlos
Iora (NB: 1942470760, CPF: 423*****20, Protocolo: 703813118); Marino Roberto da Silva
(NB: 7053657451, CPF: 428*****00, Protocolo: 962286451); Irma Nascimento dos Santos
(NB: 1101445200, CPF: 984*****15, Protocolo: 692714682); Jaime Orlando Nicolalde
Erazo (NB: 7157456991, CPF: 061*****89, Protocolo: 1318709923); Elidio Rodrigues do
Nascimento (NB: 1071050505, CPF: 613*****91, Protocolo: 1289845261); Malvina Goes
(NB: 7134354971, CPF: 527*****49, Protocolo: 1886652898); Geova Cesario da Silva (NB:
1246945905, CPF: 835*****49, Protocolo: 699319582); Luiza de Morais Silva (NB:
1207935503, CPF: 911*****72, Protocolo: 2144121312); Ana Silva de Souza (NB:
7092179425, CPF: 837*****53, Protocolo: 1440172159); Joao Estrela da Silva (NB:
7004362656, CPF: 056*****15, Protocolo: 1698672656); Maria Augusta Matos (NB:
0305094866, CPF: 035*****72); Jose Marcos Santana Oliveira (NB: 5208877321, CPF:
847*****30, Protocolo: 2133561094, Representante Legal: Terezinha Amancia de Santana,
CPF 984*****72); Hozana Severina Calisto (NB: 2071668892, CPF: 080*****60, Protocolo:
322291237); Felipe Prada
Arias (NB: 7137536450, CPF:
058*****03, Protocolo:
798419194); Cleiton Ozorio da Cruz (NB: 1268540681, CPF: 025*****70, Protocolo:
1685176745); Carlos Alberto Pulenta (NB: 7137517766, CPF: 844*****78, Protocolo:
126080060); Marlene da Silva (NB: 1881037506, CPF: 398*****72, Protocolo: 122092363);
Maria Das Gracas Pereira da Silva (NB: 2031187184, CPF: 111*****12, Protocolo:
1706012052); Elizabeth Pereira de Lima (NB: 2039896320, CPF: 108*****86, Protocolo:
692107810); Elizabeth da Silva Galvao (NB: 2046646074, CPF: 145*****46, Protocolo:
1262232165); Mirlene Silva de Souza (NB: 1971406160, CPF: 137*****97, Protocolo:
1912015860); Juan Pedro Bermudez (NB: 7137529675, CPF: 062*****04, Protocolo:
1453297944); Altair Polucena Mafra (NB: 6318824131, CPF: 201*****04, Protocolo:
448012010);
Valdomiro
Roman
(NB:
0989978575,
CPF:
396*****53,
Protocolo:
2123352900); Jose Quirino Bartolomeu Ramos (NB: 7130350742, CPF: 016*****94,
Protocolo: 1825662044); Nadir Fernandes Pereira (NB: 2288870723, CPF: 957*****34);
Lucineide Soares de Souza Ferreira (NB: 1630460963, CPF: 233*****72); Magrit Gomes da
Costa (NB: 1858770502, CPF: 250*****00); Jucicleia Ferreira da Silva (NB: 2147575385,
CPF: 404*****36); Sinezio Almeida Junior (NB: 2107868365, CPF: 033*****13); Edilaine
Cristina Alves da Silva (NB: 6422105790, CPF: 216*****07); Daniel Fernando Macanhan
(NB: 7037283577, CPF: 045*****51, Protocolo: 1656118593); Terezinha Gomes da Silva
(NB: 7093388400, CPF: 134*****00, Protocolo: 1402774194); Lucinda Moreira dos Santos
Costa
(NB: 1228024690,
CPF: 455*****68,
Protocolo:
1073296022); Maria
Irismar
Rodrigues da Silva (NB: 1977963142, CPF: 072*****09); Adolfo Keniti Oshiro (NB:
1878801683, CPF: 128*****09); Maria do Socorro de Abrantes Sarmento (NB:
6071158439, CPF: 570*****68, Protocolo: 1445613424); Marie Antoinette Etcheverry (NB:
2288877760, CPF: 988*****87); Evaluce da Rocha Sales (NB: 7029888678, CPF:
435*****00, Protocolo: 224266907); Benedita Maria de Jesus Silva (NB: 1394030964, CPF:
392*****87, Protocolo: 264540374); Maria Xavier da Costa (NB: 1859149291, CPF:
936*****72, Protocolo: 1786091596); Luiz Claudio Souza Vaccarezza (NB: 5184073619,
CPF: 500*****06, Protocolo: 531438694, Representante Legal: Rita Maria Mascarenhas
Bouzas Vaccarezza, CPF 264*****00); Ademir Oliveira Santos (NB: 7131482200, CPF:
163*****20, Protocolo: 2096063774); Jose Severo da Silva (NB: 1222952421, CPF:
428*****53); Rafaela dos Santos de Sousa (NB: 7021564261, CPF: 039*****14, Protocolo:
1775793757, Representante Legal: Roseane Marinho dos Santos, CPF 025*****03); Elias
Silva Guerra (NB: 0711352070, CPF: 372*****15, Protocolo: 164115996); Uziel Barbosa
Alves (NB: 5529234387, CPF: 032*****84, Protocolo: 1797205884); Edison Cesar Muller
(NB: 5532931735, CPF: 075*****12, Protocolo: 2097250689); Arthur Pinto Coelho de
Souza (NB: 7142761335, CPF: 830*****72, Protocolo: 1691326432); Doroty Braga Pereira
(NB: 7137041729, CPF: 350*****04, Protocolo: 1571651268); Maria Jose Nunes Guimaraes
(NB: 7142762404, CPF: 801*****72, Protocolo: 2078603389); Jorge Luiz Gomes da Silva
(NB: 7020788662, CPF: 430*****68, Protocolo: 1084393178); Edson Marcelino dos Passos
(NB: 0988327414, CPF: 729*****15, Protocolo: 212003065); Elias Marques da Silva (NB:
0769045944, CPF: 375*****00, Protocolo: 346755836); Ivan Joaquim de Souza (NB:
1156241771, CPF: 650*****00, Protocolo: 2029313656); Alex Vogel (NB: 6046730884,
CPF: 034*****90, Protocolo: 451869346); Conceicao Das Gracas Barcelos Silva (NB:
7142614812,
CPF:
056*****62,
Protocolo:
1156122846);
Wander
Ferreira
(NB:
1022875059, CPF: 745*****72, Protocolo: 1301110654); Geni Maria da Silva (NB:
0302909141, CPF: 892*****44, Protocolo: 419103260); Sandra Marilia da Gama Dias (NB:
1354302181, CPF: 070*****53, Protocolo: 2093921015, Representante Legal: Daniele Dias
Lopes, CPF 577*****87); Mikael Oliveira Ximenes (NB: 1648807124, CPF: 036*****32,
Protocolo: 1629074498, Representante Legal: Ramona de Mello de Oliveira, CPF
861*****72);
INTERPOSIÇÃO DE RECURSO: Cilene Maria Santos da Cruz (NB: 7005373511,
CPF: 070*****04, Protocolo: 951861070); Jair Erminio Baggio (NB: 2271951300, CPF:
599*****49);
Francisco Everando
Pio Souza
(NB:
1002312199, CPF:
601*****50,
Protocolo: 2025935790, Representante Legal: Maria da Conceicao Pio Souza, CPF
532*****49); Luiza Cristina de Souza (NB: 0517275732, CPF: 527*****91, Protocolo:
1403101298); Francisco Thiago Batista Pereira (NB: 1594573686, CPF: 061*****67,
Protocolo: 1472987397, Representante Legal: Antonio Chagas Pereira, CPF 970*****00);
Afranio dos Santos Duarte (NB: 1303436415, CPF: 600*****03, Protocolo: 762578996,
Representante Legal: Mirian dos Santos Duarte, CPF 896*****04); Simone Silva dos Santos
(NB: 1061871026, CPF: 059*****92, Protocolo: 1835508681); Maria da Conceicao da Silva
(NB: 1072961242, CPF: 011*****18, Protocolo: 109529546, Representante Legal: Maria de
Fatima da Silva, CPF 011*****12); Simonia Valdelina e Souza (NB: 1546968030, CPF:
010*****59, Protocolo: 536514070); Ana Maria Pereira de Araujo (NB: 7005640218, CPF:
668*****53, Protocolo: 1697466232); Jair da Silva Casemiro Filho (NB: 1330554334, CPF:
014*****26, Protocolo: 1573771573, Representante Legal: Maria Das Virgens Lima Silva,
CPF 052*****65); Agata Lima Barbosa de Andrade (NB: 5060391023, CPF: 061*****90,
Protocolo: 224733918, Representante Legal: Sandra Lucia Silva Lima, CPF 506*****49);
Cecilia do Livramento (NB: 1325996537, CPF: 835*****53, Protocolo: 689590895);
GILBERTO WALLER JUNIOR
Presidente DO Instituto
EXTRATO DE RESCISÃO
Espécie: Rescisão do Acordo de Cooperação Técnica nº 9/2021. INSTRUMENTO: Processo
nº 35014.240507/2020-81. Acordo de Cooperação Técnica. PARTES: INSTITUTO NACIONAL
DO SEGURO SOCIAL - INSS e UNIÃO SEGURADORA S.A. VIDA E PREVIDÊNCIA. OBJETO: Fica
rescindido o acordo publicado no DOU nº 21, seção 3, fl. 35, de 01/02/2021, firmado para
operar
consignações
decorrentes
de
empréstimos
aos
titulares
de
benefícios
previdenciários, a partir da data de publicação deste ato rescisório, por não cumprimento
ao disposto na Instrução Normativa INSS/PRES Nº 138 de 10 de novembro de 2022.
Fechar